School Won't Teach Your Kid About Money. Here Are 5 Reasons Parents Are Using This Book Instead
Your kid can tap a card, buy something in a game and ask for the latest toy. But ask them where money actually comes from, or how a bank makes money, and you'll probably get a shrug. That's not their fault. Most of us were never taught either.
Schools barely touch money. So more and more parents are filling the gap at home, with one simple, colourful book their kids actually want to read. Here's why.
Most Parents Find the Money Talk Harder Than the S*x Talk. This Book Makes It Easy.
In one survey, 57% of parents said drugs, alcohol or sex would be easier to talk about with their kids than money. If the money talk makes you freeze, you're far from alone. Most parents don't know where to start, so they wait for their kid to bring it up.
How Money Actually Works does the starting for you. Each page opens with a real question kids ask, then answers it in plain, kid-friendly language. You just read it together. No awkward speech, no making things up on the spot.
of parents say drugs, alcohol or sex would be easier to discuss with their kids than money.Source: Acorns parent survey
66% of Parents Wish They'd Learned About Money in School. Your Kid Won't Have to Wish.
In a T. Rowe Price survey, 66% of parents of kids aged 8 to 14 said they wish they'd had more financial education in school. Many of us learned about credit scores, interest and debt the hard way, in our twenties.
This book gives your kid the head start you never got. 50 big questions cover where money came from, how banks work, why prices go up and how investing grows money over time. All of it is explained simply, before the gaps have a chance to form.
"Why didn't we learn this at school??"
Bought it for my daughter and ended up reading parts of it with her. Honestly there were things in here I didn't properly understand until I was an adult 😭 She's 11 and already asking me about saving and investing now.
Kids Finally See That Money Is Real, Even When You Tap a Card
When you were a kid, you saw cash change hands. Today almost every purchase is a tap, a click or an in-game button. To a kid, money has become invisible. That's why "why can't we just use the card?" makes perfect sense to them.
How Money Actually Works shows kids what really happens behind the tap: where digital money comes from, how cards work and what a purchase actually costs. Once kids understand that money is real, they start treating it that way.
"He actually put the iPad down for this"
My 10 year old usually loses interest in anything educational pretty fast 😂 but he genuinely likes this. He kept coming over to tell me random money facts he'd learned and asking me questions about our bank account lol. Definitely a win.
You Don't Need to Be Good With Money to Teach Your Kids
Maybe you're still figuring money out yourself. Maybe you've never had a budget that stuck. That doesn't disqualify you. It's exactly why this book was made.
You don't need to know the answers ahead of time. The book explains each idea clearly, so you can learn right alongside your kid. Plenty of parents say they picked up things they never understood themselves. And your kid gets to see you learning too, which might be the best money lesson of all.
"Wish I learned this stuff as a kid"
Honestly bought this because I'm 34 and still learning some of this myself 😭 My daughter is 9 and we've been going through it together. It explains things in a way she actually understands without talking down to her.
Your Kid Finally Learns What School Never Teaches
Kids spend years learning fractions and algebra, yet money still isn't taught as a subject of its own. Research for the UK Money Advice Service found kids' core money habits are largely formed by age 7. By the time school gets around to money, if it ever does, those habits are already set.
How Money Actually Works fills that gap with 50 big questions, full-colour pages and zero jargon. It covers everything from bartering to Bitcoin, and it's built to be read and reread, not skimmed once and shelved.
"Finally something that isn't boring"
My son normally loses interest in educational books pretty quickly. He sat with this one for almost an hour the first night and then started telling ME how banks make money 😂 I'll take that as a win.
What Parents Are Saying
Give Your Kid the Money Lessons School Skips
- 50 big money questions, answered in plain English
- Full colour, made for ages 8 to 12
- From bartering to Bitcoin, all in one book
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Statistics: Acorns parent survey (via Yahoo Finance); T. Rowe Price Parents, Kids & Money Survey; Cambridge University research for the UK Money Advice Service. Results vary by child.